The USDA Rural Development Guaranteed Loan is a great loan that offers flexibility for buyers that are interested in living in a rural area. Most U.S. properties are eligible for this loan and it is available for qualifying low to middle-income families.
No Money Down
USDA provides 100% financing, which means a buyer may purchase with no down payment.
Lower Mortgage Insurance Premiums
The USDA funding fee is the cheapest compared to FHA and VA.
Seller Paid Closing Costs
In addition to no down payment, USDA even allows for the seller to pay up to 6% of the purchase price in closing costs and pre-paids for the buyer.
Flexible Credit Criteria
With sufficient credit scores, it is possible to receive a USDA no money down approval. Speak to one of our licensed loan officers for specifics.
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